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Overseas Student Health Cover (OSHC)
All International students undertaking formal studies in Australia, and their dependents (for example, spouses and children under 18 years old), must obtain Overseas Student Health Cover (OSHC). OSHC includes cover for visits to the doctor, some hospital treatment, ambulance cover and limited pharmaceuticals (medicines). OSHC insurers can provide a range of different OSHC products depending on you and your family’s needs. Health cover can range from basic which covers only the compulsory minimum services to fully comprehensive cover in addition to the compulsory minimum services.
Your OSHC policy duration must match the full period of your student visa. The OSHC policy duration is calculated based on full months of the duration of visa, and not the duration of any scholarship which may be received by students.
Frequently Asked Questions
Who provides Overseas Student Health Cover?
Any Australian Health fund can offer OSHC policies for overseas students provided it has signed a legal agreement with the Australian Government in order to provide these services. Currently, five Australian health funds have signed the agreement and provide OSHC policies for overseas students;
- Australian Health Management
- Allianz Global Assistance (subcontracted by Peoplecare Health)
- BUPA Australia
- Medibank Private
- nib
Degrees Plus Australia is experienced in helping students find the right OSHC so you can save time and money by directly talking to us to get you the best deal for what you need.
How much does Overseas Student Health Cover cost?
The cost of the OSHC policy will depend on the level of cover that you choose; however, the lowest cost of minimum cover is approximately $500 per year for singles cover, $2,500 per year for couples cover and $4,000 per year for family cover (Australian dollars).
Degrees Plus Australia is experienced in helping students find the right OSHC so you can save time and money by directly talking to us to get you the best deal for what you need.
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